Mortgages for Healthcare Businesses

Since 2001, The Mortgage Explorer has helped professionals in the healthcare sector to raise finance to purchase or remortgage their surgeries. The area covered is throughout the UK and the research for the most suitable provider of finance is done throughout the whole of market of financial institutions. These are mostly based on mainland UK and are household names. In a few occasions we have raised funds from Internationally based institutions but there had been an international flavour to such cases, for example where deposit for the surgery was raised from an overseas property.

100% finance for the purchase or refinancing of the surgeries is available, especially for healthcare professionals who have had experience running their own practices and wanting to expand. Such generous facility is also available for First Time Owners of surgeries but the rate of interest may be higher than their more experienced colleagues.

Fixed, Tracker, Collar and Variable rates are available. The rate of interest remains very competitive - below 3% as per November 2009. 

Surgeries can be purchased through pension plans e.g. a limited company through a Small Self Administered Scheme (SSAS) or by a self employed professional through a Self Invested Pension Plan (SIPP). Individual e.g. Self Employed can also purchase without any associated pension plans. Whichever method is used, we endeavour to maximise the tax benefits for those healthcare professionals. We work in close cooperation with accountants and other professional firms dealing with our clients in the healthcare sector.

In fact The Mortgage Explorer Ltd promotes a scheme for self employed professionals whereby a combination of daily calculation of interest on loans raised, together with equity in the practice and income from the surgery, will help repay the professional's main residence in a faster and most tax efficient manner. Savings of  £ '000s are thus achieved.

We aim to make our service easy:

Please choose how you would like to be contacted:

* By our specialist dedicated to the healthcare sector - return call at a time that suits you

* By our independent advisors - email

Or please call on 0800 0743895 for  free initial advice.