Expatriate Mortgage

Expatriates are special people who leave their native country to seek work overseas. Their incomes are often earned in tax free environments and they like tax efficiency to be maintained.

The Mortgage Explorer understands that requirement and aims at providing it through its staff having acquired more than 40 years experience working with Expatriates all over the world and in different sectors.

The countries where we can raise finance for Expatriates to purchase or refinance properties are:

Australia, Canada, Cape Verde, Dubai, France, Germany, Hong Kong,  New Zealand, Portugal, Singapore, Spain, Turkey, United Kingdom, USA 

Mortgages can be transacted in the following currencies, subject to certain conditions:

Australian Dollar, British Pound, Canadian Dollar, Euro, New Zealand Dollar, Singapore Dollar, Swiss Franc, Hong Kong Dollars, US Dollar.

Please note:

Foreign exchange movements can be sudden and substantial and you must be able to tolerate a sizeable increase in your loan through such movements. At no stage should you expose yourself to high risks of foreign currency borrowings if you are not able to afford the potential losses that could result from adverse currency movements and the higher interest rate servicing costs that would be required of you due to your having a larger loan. Denominating debt in foreign currencies may not be suitable for you. If you have any doubts as to your suitability for borrowing in foreign currencies or your understanding of the risk involved, you should consult your financial adviser. Changes in the exchange rate may increase the equivalent of your debt, in whatever currency you deem important to you e.g. main income's. Your lender will not tolerate too great an increase in your loan as a result of currency losses and may opt to convert the loan back into the lender's specified base currency at a predetermined level. This may result in a permanent increase in your loan which is not fully compensated for by any other benefits. In this event, you could be left paying interest rates on a larger amount of loan than that you originally borrowed.