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International mortgage broker for overseas and foreign currency mortgages

International Mortgages

Wanting to do business in France

This is a unique service offered to any firm or individual seeking to fund a commercial enterprise in France.

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Mortgages in France

Mortgages in France

International Buyers Guide for France for property in France

FRANCE - A Buyer's Market

France, through a combination of very low interest rates, attractive property prices and a growing economy, has become an increasingly attractive investment option.

Very stable market conditions based on a mature financial system have given a stronger appetite for lending to foreign investors.

France, a more established destination currently attracts the smart investor who no longer simply looks for a swift return but to where security lies for a longer term investment.

Currently refinancing a property in France offers a particularly attractive proposition. Whilst French property market has declined less than other countries such as the United States and Spain, the Euro has strengthened against a number of other major currencies: Sterling and the Dollar - here lies a very attractive proposition.

Outline of main mortgage conditions:

Currency Euro. World's major currencies: US Dollar, Sterling, Swiss Franc, Yen, Canadian Dollar, New Zealand Dollar, Hong Kong Dollar, Singapore Dollar also available but conditions apply

Mortgage Type

Capital Repayment and Interest Only

Maximum Loan Amount Up to 100% of property value
Minimum Purchase Price Not Applicable
Minimum Loan Amount £100,000 or currency equivalent
Minimum Interest Rate From 2.09%
Valuation Arranged by lender
Term Up to 30 Years or up to 80 years of age, whichever is earlier
Payment Method Monthly or Quarterly depending on lender
Insurance

For client's account:Life may be compulsory.

Building Insurance:Compulsory

Security First legal charge of mortgage over the property
Purpose of Loan Residential property. Purchase off-plan, re-sale, re-mortgage and equity release
Lending Area France including Corsica
Credit Assessment Clean credit report from credit office
Applicants Non residents
Status of Property Investment property, Buy to let, Off plans, Residential, Equity Release
Type of Rate Fixed, Tracker, Capped

*subject to valuation or purchase price, whichever in the lesser.

 

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