Residential Mortgages - Purchase

Independent Mortgage Advisers for residential mortgages

Buying a home will be the largest lump sum purchase you are likely to make in a lifetime. When you choose The Mortgage Explorer to help you raise the finance for your purchase please rest assured of extensive market research being undertaken on your behalf for the most appropriate mortgage deal.

We search the market to bring you a choice of lenders, rates, currencies and criteria. From this range we can help you select the one product that suits your circumstances. Wealso seek to add tax efficiency in all the products we advise upon by using the experience gained as Independent Financial Advisers (IFAs)

Our Residential Mortgage service includes:

• Confidentiality
• Independent Mortgage Advice
• Offset, Flexy, Current Account mortgages  
• Sterling, Euro, US Dollar, Swiss Franc, Yen, Australian Dollar, Canadian Dollar, Hong Kong Dollar, Singapore Dollar mortgages
• Various methods of repayment: Capital Repayment, Interest Only 
• Provisions for Foreign Nationals
• Special terms for Professionals and High Net Worth clients
• Competitive fixed, tracker, variable, capped rates
• Up to 90% lending
• Home visits by our advisers available
• Personal illustration available
• Treating customers fairly policy

We aim to make our service easy: Just select from our residential mortgages or insurance products that interests you, and choose how you would like to be contacted:

* by our specialist team - return call at a time that suits you,
* by our independent advisers - email

or call 0800 0743895 for free initial advice

There may be a brokerage fee of £500 per application.

We deal with all lenders based in UK or Offshore.                                                                                                              These include:  Abbey, Alliance & leicester, Halifax, Woolwich, Nationwide,Cheltenham & Gloucester, Scottish Widows Bank, Lloyds TSB Group, HSBC, Royal Bank of Scotland Group, Kleinwort Benson, Investec

Our residential mortgages service covers the whole of the UK.

We offer an optional ongoing annual mortgage review to help you m your financial budget planner on track and manage your mortgage throughout its term. We charge an annual fee of £500 for such service. Please enquire on 0800 0743895.

Please note:

Your home may be repossessed if you do not keep up repayments on a mortgage. The actual rate available will depend on your circumstances. Think carefully before securing other debts against your home. Changes in the exchange rate may increase the sterling equivalent of your debt.

The Mortgage Explorer Ltd is authorised and regulated by the Financial Services Authority.

The Mortgage Explorer's FSA register number is 400597. The Financial Services Authority does not regulate will writing and some aspects of buy-to-let, commercial and overseas mortgages.

Find out more: FSA Key Facts